360 degrees financial consulting Switzerland from qualified financial advisors
Life insurance is quickly completed. But was this also tailored to you? We work with state-of-the-art tools to make it fit for you!
financial consulting Switzerland
360 degrees financial consulting Switzerland from qualified financial advisors
Our 360-degree financial advice from professionals for insurance, private pension, finance and real estate financing.
The range of insurances today is very extensive – and that’s a good thing! Because car insurance, health insurance, private pension, liability insurance, travel insurance and much more are an important protection that lets us sleep more peacefully at night. Because a good all-round insurance cover reliably protects our family and our investments.
However, the range of insurances is not only extensive, but also often confusing for the non-specialist.
That’s why 360-degree financial advice for Switzerland is such a great thing! We will show you why, and what advantages you get from it!
we help you to put together the perfect solution
What exactly is 360 Degree Financial Advisory Switzerland?
360 degrees describes a complete circle, and that is exactly what 360 degrees insurance and pension advice offers – a safety circle that gives you and your family a pleasant night’s sleep by protecting your loved ones and your property ALL around.
Here we help you to put together the perfect solution for your family, your concrete situation and your individual needs.
This unique 360-degree financial advisory service for Switzerland is absolutely free of charge for you. We will find the perfect solution while you simply lie back and relax – we will stand up for your interests and optimize your insurance cover!
insurance broker
How exactly does this online service work?
Our 360-Degree Financial Advisory Switzerland is in principle the online version of a normal insurance broker. Since it may not be 100% clear to some people what exactly an insurance broker is and what his tasks are, we will explain this briefly here.
An insurance broker, as one normally knows, first analyzes the complete situation regarding existing insurance and finds out which needs of the customer are currently not satisfied. This depends on the individual and very personal situation of each individual customer. As a result of the analysis, the broker then optimizes existing insurances, if necessary, and offers new products that complement the existing spectrum. Of course, a broker can also recognize unnecessary insurance and terminate it if necessary.
financial advisory
Our 360 financial advisory service offers these unbeatable advantages
We offer you our insurance expertise free of charge, which we have gained through years of experience and further training in our field.
Individual analysis
We offer individual analysis, careful monitoring and serious, competent and, above all, objective and unbiased advice.
Optimization suggestions
Of course, you will then receive regular optimization suggestions, as the insurance and pension sector continues to develop and we are often able to offer our clients significant improvements. In addition to the optimization of current insurance policies, there are often completely new insurance products that could be of interest to you.
Manage your insurance policies
We conscientiously manage your insurance policies. The big advantage here is that everything is in one hand. This means that you have a single point of contact who takes care of everything and who is there to help you with any questions you may have or when you need services.
Private and personal customer account
Accordingly, you have a private and personal customer account with us, which you can access at any time. This gives you a perfect overview of all the insurance and pension benefits that are available to you.
Advantages and disadvantages
Insurance brokers
Wide variety of offers
The biggest advantage is certainly the wide variety of offers you can get from an insurance broker, because brokers usually represent different products from different companies. This means that they are not tied to a single provider and do not have to persuade them to buy a particular product. You can find and put together the best solution for you in a completely neutral way.
Brokers are experts for all types of insurance
In addition, brokers are experts for all types of insurance – whether liability, household contents, car insurance or health insurance – the reputable, experienced and well-trained broker knows all about all. The customer has to do thus with only one partner, instead of with different specialists with all possible insurance companies.
Complete service
What is particularly great, of course, is that the complete service is completely free of charge for you as a customer. This is because the insurance broker receives a customary commission from the insurance company for the brokerage of the insurance, which is also called brokerage fee. As a customer, you have absolutely nothing to pay.
As far as the disadvantages are concerned, in principle there is only one:
As in all other sectors, there are also black sheep among insurance brokers. They do not have a sound education, they only want to make quick money. Accordingly, they advise their customers half-heartedly more for their own benefit than for the needs of the customers.
Brokermandat
Broker mandate is a prerequisite in Switzerland
An insurance broker is therefore a third party that you involve in the insurance relationship. Only if the insurance broker submits a written power of attorney from you – also known as broker mandate – does he obtain access to the relevant files from the insurance companies.
It is important that you make sure before signing that you know exactly what the cancellation periods are. Ideally, you should be able to withdraw from your relationship with the insurance broker at any time if you are not satisfied with his services.
Market Supervisory
Incidentally, the brokers are controlled by the Swiss Financial Market Supervisory Authority (Finma). For a broker to become a registered member of the relevant register, he or she must have the appropriate professional qualifications, sufficient liability protection and personal qualifications. When searching for registers, it is important to note the words « unbound intermediary ».
WHAT WE DO
Current situation in Switzerland
Most insurance brokers do not offer services for private individuals, but only for large companies. This is unfortunate because most people are reluctant to deal with insurance issues themselves. They would much rather have a specialist do all the work.
The reason for this is that insurance brokers naturally find much better earning opportunities in a company and therefore like to concentrate on this market segment.
Private individuals often do not even ask insurance brokers for their services because they assume that they are very expensive and therefore have to pay more than directly to the insurance company.
Deshalb sind Sie bei uns genau richtig!
Trust our first class 360 degree financial advisory Switzerland!
That’s why you’ve come to the right place! We offer you online the services of a competent, reputable and experienced insurance broker. Thus, you receive with us an insurance and precaution package perfectly cut to your desires and needs.
Insurance advice by canton
Aargau
Basel-Stadt
Glarus
Luzern
Schaffhausen
Tessin
Wallis
Appenzell Ausserrhoden
Bern
Graubünden
Neuenburg
Schwyz
Thurgau
Zug
Appenzell Innerrhoden
Freiburg
Jura
Nidwalden
Solothurn
Uri
Zürich
Basel-Landschaft
Genf
Liechtenstein
Obwalden
St. Gallen
Waadt
